Avoid Common Loan Scams in Kenya

Beware of phishing SMS or emails that mimic legitimate lenders—never click unknown links requesting personal data.

Verify loan providers are licensed by the Central Bank of Kenya; unregistered entities may be fraudulent.

Avoid advance‑fee scams: genuine lenders deduct fees from disbursements, not upfront.

Use official apps or websites only, and check for SSL padlocks and clear contact information before entering any data.